Shadow Ratings

Transparent, rules-based scoring with an easy mapping to letter grades. Designed for private credit workflows.

Inputs

Net Debt / EBITDA (x)

EBITDA / Interest (x)

EBITDA Size (USD, $m)

EBITDA Margin (%)

Revenue Growth YoY (%)

Security / Seniority

Covenants

Liquidity Runway (months)

Sponsor Quality

Industry Risk

Tip: change any field to see the rating update immediately.

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Enter inputs to compute a rating.

Factor	Points	Max	Notes
Total	0	100	—