Credit Decoder

Translate complex credit jargon into plain English.

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Tip: copy/paste from your PDF reader or Word for now. We’ll add native PDF parsing later.

Borrower Guarantors Agent / Lender Facility Type Principal ($) Maturity (date) Base Rate Spread (bps) Floor (%) OID (%) Upfront Fee (%) Exit Fee (%)

Collateral Description Guarantees

Net Leverage (max x) Senior Leverage (max x) ICR (min x) FCCR (min x) Liquidity (min $)

Debt Basket Liens Basket Investments Basket Restricted Payments

Reporting Cadence Audited FS Due Compliance Cert Due

Events of Default (high-level)

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